Form 8-K · Current report

Capital One 8-K, filed Jul 21, 2026

Filed
CIK
0000927628
Accession no.
0000927628-26-000084
AI-generated summary

Summary

Capital One Financial Corporation furnished monthly charge-off and delinquency metrics for the month ended June 30, 2026 in a Form 8-K under Regulation FD. The filing reported domestic credit card net charge-offs of $934 million, an annualized rate of 4.37%, and 30+ day performing delinquencies of $8.77 billion, or 3.39%, alongside auto loan metrics.

Key points

  • Domestic credit card net charge-offs were $934 million, or 4.37% annualized, for June 2026.
  • Domestic credit card 30+ day performing delinquencies were $8.77 billion, or 3.39% of period-end loans.
  • Auto loan net charge-offs were $122 million, or 1.65% annualized, and 30+ day performing delinquencies were 4.32%.
  • Auto nonperforming loans were $546 million, or 0.61% of period-end loans.

Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.

Items reported

  • 7.01Regulation FD Disclosure
  • 9.01Financial Statements and Exhibits

From the filing

Item 7.01 Regulation FD Disclosure. Capital One Financial Corporation (the “Company”) hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Metrics - As of and for the month ended June 30, 2026. Note: Information in this report (including the exhibit) furnished pursuant to Item 7.01 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. This report will not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD. …

An excerpt of the text as filed with the SEC, cut for length.

Readster writes AI-generated summaries of public filings for research purposes only. Summaries can be incomplete or wrong — check the original filing on SEC.gov before relying on it. Nothing here is investment, legal or medical advice.

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