Form 8-K · Current report
Capital One 8-K, filed Jul 21, 2026
- Filed
- CIK
- 0000927628
- Accession no.
- 0000927628-26-000083
Summary
Capital One Financial Corporation reported second-quarter 2026 net income of $3.0 billion, or $4.73 per diluted common share, compared with $2.2 billion in the prior quarter and a $4.3 billion net loss a year earlier; adjusted net income was $5.81 per share. CEO Richard D. Fairbank said results reflected solid top-line growth and strong credit performance, and that the company was 14 months into its Discover integration and it was going well.
Key points
- Net revenue increased 4% to $15.9 billion, non-interest expense rose 7% to $9.0 billion, and the provision for credit losses fell $1.1 billion to $3.0 billion.
- Period-end loans held for investment rose 2% to $457.2 billion, while period-end total deposits fell 1% to $484.3 billion.
- Adjusting items included acquisition amortization expenses of $494 million, Discover integration expenses of $298 million, and Brex integration expenses of $96 million.
- The common equity Tier 1 capital ratio under the Basel III Standardized Approach was 13.7% at June 30, 2026.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 2.02Results of Operations and Financial Condition
- 9.01Financial Statements and Exhibits
From the filing
Item 2.02 Results of Operations and Financial Condition. On July 21, 2026, Capital One Financial Corporation (the “Company”) issued a press release announcing its financial results for the second quarter ended June 30, 2026. Copies of the Company’s press release and financial supplement are attached and furnished herewith as Exhibits 99.1 and 99.2 to this Form 8-K and are incorporated herein by reference. Note: Information in this report (including Exhibits 99.1 and 99.2) furnished pursuant to Item 2.02 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. …
An excerpt of the text as filed with the SEC, cut for length.
Readster writes AI-generated summaries of public filings for research purposes only. Summaries can be incomplete or wrong — check the original filing on SEC.gov before relying on it. Nothing here is investment, legal or medical advice.