Form 8-K · Current report
American Express 8-K, filed Oct 15, 2026
- Filed
- CIK
- 0000004962
- Accession no.
- 0000004962-26-000383
Summary
American Express furnished preliminary monthly delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card portfolios for July, August and September 2026, alongside credit performance figures for the American Express Credit Account Master Trust. Total U.S. Consumer and Small Business Card balances held for investment stood at $160.9 billion as of September 30, 2026.
Key points
- U.S. Consumer Card balances totaled $114.3 billion at September 30, 2026, with a 30-day past-due rate of 1.2% and a net write-off rate of 1.5%.
- U.S. Small Business Card balances totaled $46.6 billion at September 30, 2026, with a 30-day past-due rate of 1.4% and a net write-off rate of 2.1%.
- U.S. Consumer net write-off rate fell to 1.5% in September from 1.7% in both July and August; small business write-offs fell to 2.1% from 2.6% in July.
- The Lending Trust reported an ending total principal balance of $24.7 billion and an annualized default rate net of recoveries of 1.0% for September 2026.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 7.01Regulation FD Disclosure
From the filing
Item 7.01 Regulation FD Disclosure American Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended September 30, August 31 and July 31, 2026 and the three months ended September 30, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. …
An excerpt of the text as filed with the SEC, cut for length.
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