Form 8-K · Current report

American Express 8-K, filed Oct 8, 2026

Filed
CIK
0000004962
Accession no.
0000004962-26-000376
AI-generated summary

Summary

American Express and American Express Travel Related Services consented to an order from the Federal Reserve Board, and American Express National Bank consented to an order from the Office of the Comptroller of the Currency, resolving previously disclosed regulatory reviews of aspects of the company's financial crimes compliance program. American Express National Bank also agreed to pay a $350 million civil money penalty to the OCC; the company said part of the penalty was reserved in prior periods, the orders impose no asset cap, and the matter does not affect its 2026 guidance.

Key points

  • American Express National Bank agreed to pay a $350 million civil money penalty to the Office of the Comptroller of the Currency.
  • A portion of the penalty was reserved for in prior periods and does not affect the company's full-year 2026 guidance, and the orders impose no asset cap.
  • Costs of addressing the consent orders are not anticipated to affect 2027 guidance.

Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.

Items reported

  • 7.01Regulation FD Disclosure

From the filing

Item 7.01 Regulation FD Disclosure On October 8, 2026, American Express Company (the "Company") and American Express Travel Related Services Company, Inc. consented to an order issued by the Board of Governors of the Federal Reserve System and American Express National Bank ("AENB") consented to an order issued by the Office of the Comptroller of the Currency (the "OCC") to resolve previously disclosed reviews by the banking regulators of certain aspects of the Company's financial crimes compliance program. AENB also agreed to pay a civil money penalty of $350 million to the OCC. …

An excerpt of the text as filed with the SEC, cut for length.

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