Form 8-K · Current report
American Express 8-K, filed Sep 15, 2026
- Filed
- CIK
- 0000004962
- Accession no.
- 0000004962-26-000353
Summary
American Express furnished monthly delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances for the months ended June 30, July 31 and August 31, 2026, with the U.S. Consumer net write-off rate at 1.7% in August versus 1.4% in June and the U.S. Small Business rate at 2.2%, down from 2.6% in July. Total U.S. Consumer and U.S. Small Business Card balances held for investment were $160.3 billion as of August 31.
Key points
- U.S. Consumer Card total balances were $114.2 billion as of August 31, 2026, with 30-day past-due balances at 1.1% of total.
- U.S. Small Business Card total balances were $46.1 billion as of August 31, 2026, with 30-day past-due balances at 1.3% of total.
- The American Express Credit Account Master Trust reported an ending total principal balance of $25.0 billion and an annualized default rate net of recoveries of 1.0% for August 2026.
- A June 2026 sale of previously written-off Card balances to a third party reduced that month's net write-off rate by about 0.3% for U.S. Consumer and 0.1% for U.S. Small Business portfolios.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 7.01Regulation FD Disclosure
From the filing
Item 7.01 Regulation FD Disclosure American Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended August 31, July 31 and June 30, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended August 31, July 31 and June 30, 2026 (Billions, except percentages) August 31, 2026 July 31, 2026 June 30, 2026 U.S. …
An excerpt of the text as filed with the SEC, cut for length.
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