Form 8-K · Current report
Capital One 8-K, filed Oct 20, 2026
- Filed
- CIK
- 0000927628
- Accession no.
- 0000927628-26-000143
Summary
Capital One Financial Corporation furnished its monthly credit metrics for the month ended September 30, 2026, reporting an annualized net charge-off rate of 3.66% and a 30+ day performing delinquency rate of 3.74% on domestic credit card loans, and a 1.62% net charge-off rate and 4.64% 30+ day delinquency rate on auto loans.
Key points
- Domestic credit card loans held for investment averaged $257,744 million, with period-end balances of $260,252 million.
- Domestic credit card net charge-offs were $787 million for the month, an annualized 3.66% rate.
- Domestic credit card 30+ day performing delinquencies were $9,741 million, or 3.74% of period-end loans.
- Auto loans had $125 million in net charge-offs (1.62% annualized), $4,314 million in 30+ day delinquencies (4.64%) and $603 million in nonperforming loans (0.65%).
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 7.01Regulation FD Disclosure
- 9.01Financial Statements and Exhibits
From the filing
Item 7.01 Regulation FD Disclosure. Capital One Financial Corporation (the “Company”) hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Metrics - As of and for the month ended September 30, 2026. Note: Information in this report (including the exhibit) furnished pursuant to Item 7.01 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. This report will not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD. …
An excerpt of the text as filed with the SEC, cut for length.
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