Form 8-K · Current report
Capital One 8-K, filed Sep 15, 2026
- Filed
- CIK
- 0000927628
- Accession no.
- 0000927628-26-000132
Summary
Capital One Financial furnished its monthly credit metrics for August 2026, reporting a 4.16% annualized net charge-off rate on domestic credit card loans and a 1.66% rate on auto loans. The filing also reported 30+ day performing delinquency rates of 3.57% for domestic credit cards and 4.54% for auto loans.
Key points
- Domestic credit card loans held for investment averaged $257.5 billion in August 2026, with a period-end balance of $260.6 billion.
- Domestic credit card net charge-offs were $892 million, a 4.16% annualized rate, with 30+ day performing delinquencies at 3.57% of period-end loans.
- Auto net charge-offs were $126 million, a 1.66% annualized rate, with 30+ day performing delinquencies at 4.54%.
- Auto nonperforming loans were $572 million, or 0.62% of period-end auto loans.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 7.01Regulation FD Disclosure
- 9.01Financial Statements and Exhibits
From the filing
Item 7.01 Regulation FD Disclosure. Capital One Financial Corporation (the “Company”) hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-Off and Delinquency Metrics - As of and for the month ended August 31, 2026. Note: Information in this report (including the exhibit) furnished pursuant to Item 7.01 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that Section. This report will not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD. …
An excerpt of the text as filed with the SEC, cut for length.
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