Form 8-K · Current report
Fiserv 8-K, filed Nov 3, 2026
- Filed
- CIK
- 0000798354
- Accession no.
- 0000798354-26-000039
Summary
Fiserv reported third-quarter 2026 GAAP revenue of $5.20 billion, down 1% from a year earlier with organic revenue flat, and a GAAP loss per share of $11.17 after recording a $6.45 billion non-cash goodwill impairment; adjusted earnings per share was $1.75. The company affirmed its 2026 outlook for organic revenue of (1%) to 0% and adjusted EPS of $7.20 to $7.40, raised projected savings under Project Elevate to $1 billion from $500 million, and said it expects to repurchase $500 million of shares in the fourth quarter of 2026.
Key points
- Third-quarter GAAP revenue was $5.20 billion, down 1%, with Merchant Solutions GAAP revenue down 3% and Financial Solutions flat; first nine months GAAP revenue was $15.52 billion, down 2%.
- Adjusted operating margin fell to 31.2% in the quarter from 37.0% a year earlier, and free cash flow was $2.04 billion in the first nine months versus $2.88 billion a year earlier.
- In the quarter Fiserv completed the previously announced sale of its student loan servicing business and formed the MoneyPass Group joint venture covering MoneyPass Network, ATM Managed Services and Cash Intelligence, retaining a minority interest.
- CEO Takis Georgakopoulos cited net banking attrition down more than 25% year to date and Clover growth, while CFO Paul Todd said third-quarter performance was in line with expectations and guidance is reaffirmed.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 2.02Results of Operations and Financial Condition
- 9.01Financial Statements and Exhibits
From the filing
Item 2.02. Results of Operations and Financial Condition. On November 3, 2026, Fiserv, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2026. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein. Item 9.01. Financial Statements and Exhibits. (d)Exhibits. EXHIBIT INDEX Exhibit Number Description 99.1 Press Release of Fiserv, Inc., dated November 3, 2026 (furnished pursuant to Item 2.02 of this Current Report on Form 8-K) 104 Cover Page Interactive Data File (embedded within the Inline XBRL document) Exhibit 99.1: EX-99.1 2 fisvq326earningsrelease.htm EX-99.1 Exhibit…
An excerpt of the text as filed with the SEC, cut for length.
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