Form 10-Q · Quarterly report
Jack Henry & Associates 10-Q, filed Nov 6, 2026
- Filed
- CIK
- 0000779152
- Accession no.
- 0000779152-26-000098
Summary
Jack Henry & Associates reported fiscal first-quarter results with total revenue up 8.8% and net income up 11.4% year over year, driven by organic growth in hosting, card, digital and transaction, and faster-payments revenue; the company said technology spending by financial institutions remains strong and that it sees a healthy sales pipeline, especially with larger institutions.
Key points
- Fiscal first-quarter revenue rose 8.8%, or $56.8 million, year over year; excluding deconversion and acquisition revenue the increase was 7.2%.
- Processing revenue grew 10.7% and services and support revenue grew 7.5% compared with the same quarter a year earlier.
- Operating income rose 12.5% and net income rose 11.4%, or $16.4 million; the effective tax rate was 23.8% versus 24.3% a year earlier.
- Research and development expense increased 16.6% year over year, with cost of revenue up 7.9% on higher direct costs, personnel costs, and cloud consumption including AI and security costs.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
From the filing
ITEM 2. MANAGEMENT’S DISCUSSION OVERVIEW Jack Henry & Associates, Inc. is a well-rounded financial technology company headquartered in Monett, Missouri, that employs approximately 7,300 full-time and part-time associates nationwide, and is a leading provider of technology solutions and payment processing services primarily to community and regional banks and credit unions. Our solutions serve approximately 7,200 clients and consist of integrated data processing systems solutions to U.S. …
An excerpt of the text as filed with the SEC, cut for length.
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