Form 8-K · Current report
Truist Financial 8-K, filed Oct 16, 2026
- Filed
- CIK
- 0000092230
- Accession no.
- 0000092230-26-000108
Summary
Truist Financial reported third-quarter 2026 net income of $0.80 billion, or $0.56 diluted EPS ($1.16 adjusted), reflecting a $1.4 billion pre-tax loss on an available-for-sale securities repositioning and a completed Regional Acceptance Corporation loan sale. Truist also said it agreed on October 14, 2026 to sell $7.7 billion of unsecured consumer loans representing substantially all of its LightStream platform to Carlyle Group.
Key points
- Third-quarter 2026 total revenue was $3.75 billion, with net interest income of $3.66 billion and noninterest income of $0.08 billion.
- Adjusted diluted EPS was $1.16, up 12% from the third quarter of 2025, excluding a $1.4 billion pre-tax loss on the AFS securities sale and $581 million of loan loss reserve recapture plus $106 million tied to the RAC loan sale.
- End-of-period deposits were $413.2 billion, up $3.9 billion or 0.9%, while loans and leases held for investment fell $5.9 billion to $323.9 billion, $5.5 billion of that from the RAC loan sale.
- Truist signed an agreement on October 14, 2026 to sell $7.7 billion of unsecured consumer loans, substantially all LightStream assets, to Carlyle Group.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 2.02Results of Operations and Financial Condition
- 9.01Financial Statements and Exhibits
From the filing
ITEM 2.02 Results of Operations and Financial Condition. On October 16, 2026, Truist Financial Corporation (“Truist”) issued a press release announcing its reporting of third quarter 2026 results and posted on its website its third quarter 2026 Earnings Release, Quarterly Performance Summary, and Earnings Release Presentation. The materials contain forward-looking statements regarding Truist and include cautionary language identifying important factors that could cause actual results to differ materially from those anticipated. …
An excerpt of the text as filed with the SEC, cut for length.
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