Form 8-K · Current report
M&T Bank 8-K, filed Sep 28, 2026
- Filed
- CIK
- 0000036270
- Accession no.
- 0000036270-26-000054
Summary
M&T Bank Corporation will reclassify several Other income categories and begin presenting loans held for sale separately from loans held for investment, effective for the third quarter of 2026, and provided unaudited supplemental historical financial information conformed to the new presentation. M&T said the changes have no impact on total Other income, income before taxes, net income, or earnings per common share.
Key points
- Trust and investment services income will combine Trust income and Brokerage services income, previously reported as separate categories, and card revenues will combine credit card interchange, merchant discount revenue, and debit card interchange.
- Service charges on deposit accounts will exclude debit card interchange revenues, while mortgage banking revenues and gain (loss) on bank investment securities are unchanged.
- Annualized taxable-equivalent rates for impacted loan categories and certain loan-based credit quality ratios will exclude loans held for sale.
- M&T changed its methodology for calculating annualized taxable-equivalent rates for certain earning assets and liabilities in connection with a new general ledger platform implemented in the second quarter of 2026, adjusting prior amounts to conform.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 7.01Regulation FD Disclosure
- 9.01Financial Statements and Exhibits
From the filing
Item 7.01. Regulation FD Disclosure. Effective for the third quarter of 2026, M&T Bank Corporation ("M&T") will make certain changes and reclassifications to Other income categories presented in its Consolidated Statement of Income. These changes, a description of which follows, will have no impact on M&T's total Other income, Income before taxes, Net income or earnings per common share. •Trust and investment services income will be primarily comprised of Trust income and Brokerage services income which were previously reported as separate Other income categories. •There will be no changes to Mortgage banking revenues. …
An excerpt of the text as filed with the SEC, cut for length.
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