Form 8-K · Current report
Equifax 8-K, filed Oct 20, 2026
- Filed
- CIK
- 0000033185
- Accession no.
- 0000033185-26-000037
Summary
Equifax reported third-quarter 2026 revenue of $1.693 billion, up 10% year over year, with net income of $211.7 million and adjusted EPS of $2.26, and lowered its full-year 2026 revenue guidance midpoint to $6.661 billion while holding adjusted EPS guidance at $8.50 per share. CEO Mark W. Begor attributed the guidance reduction to an expected continuation of the much weaker U.S. mortgage market, adding that cost management and AI-driven efficiencies should largely offset the gross margin impact.
Key points
- Third-quarter 2026 revenue was $1.693 billion, up 10% on a reported basis and 9% in local currency, with net income of $211.7 million, up 32%.
- U.S. Mortgage revenue rose 15% in the quarter even as mortgage interest rates increased substantially in the latter half of the quarter.
- Equifax returned $158 million to shareholders in the quarter through $92 million of share repurchases and $66 million of dividends.
- Equifax expects its Círculo de Crédito acquisition to close in the fourth quarter of 2026.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 2.02Results of Operations and Financial Condition
- 9.01Financial Statements and Exhibits
From the filing
Item 2.02. Results of Operations and Financial Condition. On October 20, 2026, Equifax Inc. issued a press release disclosing financial results for the three month period ended September 30, 2026. A copy of the text of the press release is attached as Exhibit 99.1 hereto. The information in Exhibit 99.1 shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference in such filing. Item 9.01. Financial Statements and Exhibits. (d)Exhibits 99.1 Press release of Equifax Inc. …
An excerpt of the text as filed with the SEC, cut for length.
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