Form 8-K · Current report
American Express 8-K, filed Jul 15, 2026
- Filed
- CIK
- 0000004962
- Accession no.
- 0000004962-26-000302
Summary
American Express disclosed preliminary U.S. Consumer and U.S. Small Business Card delinquency and write-off statistics for April, May, and June 2026 and the second quarter of 2026, including that a June sale of previously written-off balances reduced its net write-off rates. It also reported credit performance for the American Express Credit Account Master Trust.
Key points
- U.S. Consumer Card total balances were $113.8 billion at June 30, 2026, with 30+ day delinquency at 1.1% and a June net write-off rate of 1.4%.
- U.S. Small Business Card total balances were $45.9 billion at June 30, 2026, with 30+ day delinquency at 1.4% and a June net write-off rate of 2.3%.
- Total U.S. Consumer and U.S. Small Business Card balances held for investment were $159.7 billion at June 30, 2026.
- A June 2026 sale of previously written-off Card balances reduced June net write-off rates by about 0.3% for U.S. Consumer and 0.1% for U.S. Small Business; the American Express Credit Account Master Trust reported a $25.2 billion ending total principal balance and a 0.7% annualized default rate net of recoveries.
Written by an AI model from the filing text. It can be incomplete or wrong; the filing on SEC.gov is the record.
Items reported
- 7.01Regulation FD Disclosure
From the filing
Item 7.01 Regulation FD Disclosure American Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended June 30, May 31 and April 30, 2026 and the three months ended June 30, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. …
An excerpt of the text as filed with the SEC, cut for length.
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